San Marino vs Finland
Our model puts a Finland win at 82.3% in this Int: UEFA Nations League fixture — the clearest call on this fixture. Expected goals run 0.52 to 2.7.
Where we disagree with the market
Bookmakers price Finland at 1.07, which implies about 93.5%. Our model has it at 82.3% — 11.2 points lower. That is a wide gap, and it is worth being plain about what it means: it is not a claim that the price is wrong and we are right. It means two methods that usually agree have landed far apart on this one, and only the result will say which of them read it better.
The ratings gap
Finland carry a rating of 1529 against 1113 for San Marino, a gap of 416 points. On our scale that is the difference between a side that controls most of its fixtures and one that has to earn each of them. It is also the single largest input into the probabilities above.
Attack against defence
The single rating hides where the mismatch actually sits. Splitting it, Finland's attack should find room against San Marino's defence, by 340 points. That is the mechanism behind the expected-goals line rather than a separate opinion about it.
San Marino are off their season peak
San Marino peaked at 1500 this season and sit at 1113 today, 387 points below their own best. Measuring a side against itself rather than against the table is often the earlier signal, and it is not visible in a league position.